Terms and Conditions
The terms of use of this site.
What the information we publish is and is not, and the rules for using the site.
Last updated: September 26, 2026
This site belongs to Bermeo Insurance LLC ("Bermeo Insurance"). By using it, you accept these terms. If you do not agree with them, please do not use the site.
1. General and educational information
The information on this site is general and educational. It is not a quote, a policy, a guarantee of coverage, or tax, legal, accounting or investment advice. For tax, legal or estate decisions, consult your own professionals.
2. The insurer's contract controls
The benefits, exclusions, eligibility, premiums, riders and conditions of any product are set by the policy or contract and the insurer's official materials. If anything on this site differs from those documents, the policy or contract prevails.
Availability, eligibility, networks, service areas and coverage vary by insurer, product, state and applicant. The issue of any policy is subject to the insurer's approval.
3. Licenses and scope
Diana Bermeo, Principal Agent, is a licensed insurance agent. Bermeo Insurance offers insurance products only in the states and with the insurers for which the applicable licenses and appointments exist.
4. Forms and communications
Sending a form, calling or writing on WhatsApp does not create a policy, coverage or any obligation to buy. It only allows us to contact you to handle your request.
Consent to calls and SMS is optional, is not a condition of purchase and can be withdrawn at any time by replying STOP or writing to us. Do not send sensitive information through the site, such as your Social Security number, immigration documents, Medicare number or medical information.
5. Context figures and dates
The figures and dates we publish (for example, enrollment periods or national data) show their source and year, and are reviewed periodically. They may change after publication; always confirm the current dates before making a decision.
6. Links to other sites
The site may link to third-party sites, such as official sources or WhatsApp. We do not control their content or policies, and we are not responsible for them.
7. Intellectual property
The text, logo and design of this site belong to Bermeo Insurance or are used with permission. They may not be reproduced for commercial purposes without written permission.
8. Limitation of liability
We aim to keep the information accurate and up to date, but the site is provided "as is". To the extent the law allows, Bermeo Insurance is not responsible for decisions made solely on the basis of the site's general information.
9. Governing law and changes
These terms are governed by the laws of the State of Florida. We may update them; the date of the last update appears at the top of this page.
10. Contact
Bermeo Insurance LLC · Orlando, FL · +1 (407) 223-8678 · diana@bermeoinsurance.com